Smart VS Work Ethic

My cousin Kevin and I like to discuss weighty subjects.  One day we were debating what is the most important factor for success--intelligence or industry.  Is it better to have a high level of natural smarts or a strong work ethic?

Kevin used to live in Hawaii, where there is a large homeless population*.  Once, while he was standing in line at the library, there was a homeless woman standing in line in front of him.   Her clothes were filthy, people were holding their breath from her smell and Kevin glimpsed something crawling in her hairline.  

At the front of the line she asked, "Did that book by Solzhenitsyn come in?"

Now, both Kevin and I love to read, but neither of us have EVER read Solzhenitsyn.  Other than my husband--who's CrAzY--I don't personally know anyone who HAS read Solzhenitsyn.

So obviously the woman was extremely intelligent.  But, she was also homeless.

Kevin said, "Give me a good work ethic any day."

*Nurse's Note:  If you're gonna be homeless, where would you rather be?  Hawaii or Alaska?